Guaranteed FX Rates
A bespoke FX solution offering fixed exchange rates for a defined window (up to 72 hours),powered by our proprietary Aladdin algorithm.
Industries
E-commerce platforms face high cart abandonment whenshoppers encounter price uncertainty from unclear FX conversion rates. Having to check external exchange rates at the most critical stage of the purchase journey makes it unlikely that customers return to complete their order.
With Guaranteed Rates, platforms can offer Home Currency Pricing (HCP), removing uncertainty, improving customer confidence, and driving higher conversion rates.
Payment Service Providers (PSPs) must collect and settle with merchants in their home currencies, while also supporting secure payments from multiple sources. International expansion often requires managing numerous banking relationships, which is costly, time consuming, and complicated by limited bargaining powerand regulatory hurdles. Guaranteed Rates helps PSPs manage FX risk and settle with merchants in their home currencies globally. This reduces complexity and enables PSPs to focus on rapid expansion and acquiring new merchants.
In the competitive online travel and hospitality sector,delivering a personalised and trustworthy experience is key to securing bookings and encouraging repeat customers. Travelers are more likely to convert when they see prices in their own currency, without the uncertainty of fluctuating exchange rates. Guaranteed Rates locks in home currency pricing across all touchpoints, from browsing and booking to payment.This eliminates friction and creates a consistent, localised experience for international guests.
Key Results
Our Guaranteed Rates capability has successfully helped clients increase cross-border transaction by 300+%.
Total Transacted Volume
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Savings for Shoppers
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Revenue Stream for Platforms
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Additional Revenue for Sellers
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The Value of Guaranteed Rates
Price uncertainty for shoppers due to FX rates leads to lost sales and poor user experience.
Guaranteed Rates provides a simple and risk-free way to offer localised prices to global customers.
Build local trust
Most online customers prefer purchasing from local websites.
Boost conversions
FX certainty keeps customers on-site to complete purchases.
Drives revenue growth
Multi-currency pricing motivates customers to spend more.
Encourages loyalty
Transparent pricing improves satisfaction and repeat visits.
Guaranteed FX Rates
Customise your guaranteed FX rate period to suit your business needs. Refunds are processed at the original transaction rate for up to 90 days. You can also set a spread, unlocking a new risk-free revenue stream that would otherwise go to third parties.
Home currency certainty
Set prices in your customers’ home currencies to boost conversion. By locking in the exact value at checkout, you reduce buyer hesitation and minimise drop-offs.
Seamless execution
Integrate Guaranteed Rates into your platform for greater control over pricing and margins. All trades are confirmed electronically, with seamless settlement that simplifies processing and reconciliation.
Guaranteed FX rates
Customise your guaranteed FX rate period in advance depending on your business needs. Refunds will be processed at the original transacted rate for up to 90 days. Aladdin also allows the configuration of a spread, creating a new "risk-free" revenue stream previously captured by other third parties.
Simplified workflow
Lock in your FX rate, send funds in your chosen currency, and let M-DAQ handle the conversion and settlement. A seamless process from start to finish, with guaranteed transparency every step of the way.
Price certainty without foreign currency risks
In an Ideal World,
China Customer has to pay RMB 625 based on USD/RMB interbank rate of 6.2470
In Reality,
China Customer has to pay RMB 650 based on credit card rate with 4% FX charges
In an Ideal World,
Indonesia retailer to receive IDR 1,272,500 based on USD/IDR interbank rate of 12,725
In Reality,
Indonesia retailer to receive IDR 1,196,150 based on 2% merchant charges and credit card rate with 4% FX charges
Price certainty without foreign currency risks
In an Ideal World,
Indonesia retailer has to pay IDR 636,250 based on USD/IDR interbank rate of 12,725
In Reality,
Indonesia retailer has to pay IDR 661,700 assuming a 4% FX charge
In an Ideal World,
Thai wholesaler to receive THB 1,637.60 based on USD/THB interbank rate of 32.752
In Reality,
Indonesia retailer to receive THB 1,555.72 assuming transaction cost of 1% charge and 4% FX charge
Price certainty without foreign currency risks
In an Ideal World,
Offline Taiwanese manufacturer has to pay TWD 395.92 based on USD/TWD interbank rate of 31.6734
In Reality,
Offline Taiwanese manufacturer has to pay TWD 411.76 assuming a 4% FX charge
In an Ideal World,
Offline Indian supplier to receive INR 773.93 based on USD/INR interbank rate of 61.9143
In Reality,
Offline Indian supplier to receive INR 735.23 based assuming a transaction cost of 1% charge and a 4% FX charge
Price certainty without foreign currency risks
In an Ideal World,
Online Thai wholesaler has to pay THB 818.80 based on USD/THB interbank rate of 32.752
In Reality,
Online Thai wholesaler has to pay THB 851.55 assuming a 4% FX charge
In an Ideal World,
Offline Taiwanese manufacturer to receive TWD 791.84 based on USD/TWD interbank rate of 31.6734
In Reality,
Offline Taiwanese manufacturer to receive TWD 752.25 assuming a transaction cost of 1% charge and a 4% FX charge
Price certainty without foreign currency risks
