Who We Are
Innovation is what drives us. We are passionate in utilising data technology to revolutionise cross-border transactions and create a World without Currency Borders™.

Our Story
M-DAQ Global is the leading FX & cross-border payments expert, empowering global businesses with a unified gateway to ASEAN.
Our integrated platform combines FX, local collections and cross-border payments through a single API, enabling businesses to enter, operate and scale across multiple ASEAN markets. Businesses can access local-currency collection and payment rails without the need for country-by-country integrations or multiple providers, while our local entities and regulatory capabilities simplify the operational and compliance complexities of cross-border payments.
Our proprietary FX capabilities complement this payments proposition, providing competitive pricing through advanced algorithms and a broad liquidity provider network, alongside 24/7 guaranteed rates and bespoke FX risk management solutions, including customisable forward contracts. These capabilities enable businesses to manage currency exposure and protect margins as they operate across multiple markets.
Together, our FX and payments capabilities are supported by our regulated presence, deep local market expertise, proprietary technology and owned regulated infrastructure across ASEAN. Advanced AI capabilities are embedded across KYC/KYB, AML and compliance processes, providing businesses with a dependable foundation for expansion without the need to manage multiple providers and market-specific complexities independently.
Founded and headquartered in Singapore, we have a presence across Singapore, Indonesia, Malaysia, Vietnam, China, Hong Kong, Japan and the United Kingdom, with more than 300 professionals across our regional offices. ASEAN remains at the heart of our growth strategy, alongside continued expansion into key international markets.
Today, we serve e-commerce marketplaces, securities exchanges, fintechs and corporates across more than 45 markets globally, facilitating multi-billion-dollar cross-border transactions annually. Our growth and execution have been recognised by industry and media benchmarks including The Financial Times High-Growth Companies Asia-Pacific 2026, The Straits Times Singapore’s Fastest Growing Companies 2026, and Tech in Asia Singapore’s Top Fintech Companies 2026.
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Our History
Our story began in 2001 when our Founder Richard Koh, had the idea of displaying US stocks in SGD. He pursued this vision single-mindedly and in 2010, M-DAQ was born. This is our history, but it’s far from finished. We are constantly writing new chapters as our journey continues. Watch this space.
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Our Vision
To Create a World without Currency Borders™
Our Mission
Delivering a Seamless Cross-border Transaction Experience for Our Clients with Clarity and Certainty
Proven results
Home-grown and headquartered in Singapore, we offer specialised technology-enabled financial services to enterprise customers and other downstream fintechs. Since inception, our pioneering breakthroughs have been recognised by the fintech industry with numerous accreditation and awards.

Interested to learn how we can support you with FX clarity and certainty?


